Algo Markets Group PLC — Master Terms & Conditions

PLEASE READ THIS AGREEMENT EXHAUSTIVELY, CAREFULLY, AND IN ITS ENTIRETY. Before registering an account, accessing, or utilizing any service, digital asset interface, copy trading module, algorithmic portfolio, or retirement investment vehicle provided via algomarkets.live or associated subdomains, mobile applications, and API endpoints, users should review these Terms in full.

PREAMBLE & BINDING CONTRACTUAL ACKNOWLEDGMENT

PLEASE READ THIS MASTER TERMS AND CONDITIONS AGREEMENT ("AGREEMENT", "TERMS") EXHAUSTIVELY, CAREFULLY, AND IN ITS ENTIRETY BEFORE REGISTERING AN ACCOUNT, ACCESSING, OR UTILIZING ANY SERVICE, DIGITAL ASSET INTERFACE, COPY TRADING MODULE, ALGORITHMIC PORTFOLIO, OR RETIREMENT INVESTMENT VEHICLE PROVIDED VIA THE DOMAIN HTTPS://ALGOMARKETS.LIVE OR ASSOCIATED SUBDOMAINS, MOBILE APPLICATIONS, AND API ENDPOINTS (COLLECTIVELY, THE "PLATFORM"), OPERATED BY ALGO MARKETS GROUP PLC ("COMPANY", "WE", "US", OR "OUR").

BY ACCESSING THE PLATFORM, CLICKING "I AGREE", COMPLETING ACCOUNT REGISTRATION, OR EXECUTING ANY DEPOSIT, TRANSFER, OR TRADE, YOU ("USER", "CLIENT", "INVESTOR", OR "YOU") UNCONDITIONALLY CERTIFY THAT YOU HAVE READ, COMPREHENDED, AND ACCEPTED EVERY CLAUSE CONTAINED HEREIN. IF YOU DO NOT AGREE TO BE BOUND BY THESE TERMS, YOU MUST IMMEDIATELY CEASE ALL USE OF THE PLATFORM AND TERMINATE YOUR ACCOUNT REGISTRATION.

SECTION 1: EXTENDED LEGAL CAPACITY, STATUTORY JURISDICTION, AND REGULATORY COMPLIANCE

1. Legal Capacity and Warranties

You represent and warrant that you possess full legal capacity, mental competence, and authority under the laws of your domicile to enter into a binding legal contract. If you are registering on behalf of a corporate entity, partnership, trust, or unincorporated organization, you warrant that you possess explicit, legally binding authority to bind such entity to these Terms.

2. Statutory Baseline and UK Legislative Framework

Operations, financial engineering, algorithmic routing, and client asset administration performed by or through the Platform are aligned with and subject to rigorous United Kingdom legislative standards. This Agreement shall be governed by, interpreted under, and construed in accordance with the substantive laws of England and Wales, without regard to conflict of law principles. You expressly submit to the exclusive jurisdiction of the courts of England and Wales for any legal action, dispute, or proceeding arising out of or related to these Terms.

3. Statutory Incorporation

Without limitation, the Platform operates in adherence to the following foundational statutory frameworks of the United Kingdom:

The Financial Services and Markets Act 2000 (FSMA): Governing regulated investment business, financial promotion, and collective investment undertakings.
The Financial Services Act 2012: Establishing criminal offenses relating to financial services, benchmark manipulation, and misleading statements.
The Proceeds of Crime Act 2002 (POCA): Imposing strict liability regarding money laundering, concealment, conversion, and transfer of criminal property.
The Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 (MLR 2017): Mandating customer due diligence, enhanced due diligence, ongoing monitoring, and suspicious activity reporting.
The Data Protection Act 2018 & UK General Data Protection Regulation (UK GDPR): Regulating the processing, storage, and cross-border transfer of personal and financial identifiable information.
The Companies Act 2006: Governing corporate governance, transparent director oversight, and fiduciary accountability.

SECTION 2: COMPREHENSIVE ONBOARDING, ACCOUNT CREATION, AND KYC/AML OBLIGATIONS

1. Account Registration Requirements

To access live trading products—including Foreign Exchange (Forex), Shares, Indices, Energies, Commodities, and Cryptocurrencies—or to enroll in automated retirement portfolios, you must open a verified client account.

2. Complete Disclosure of Identity

You agree to provide unedited, authentic, and verifiable personal documentation, including government-issued identification, proof of residential address, and tax identification numbers.

3. Mandatory Know Your Customer (KYC) and Know Your Transaction (KYT) Obligations

In strict compliance with UK anti-money laundering legislation, Algo Markets enforces unyielding KYC and KYT standards. You explicitly authorize the Company and its designated compliance agents to conduct electronic verification checks, credit bureau inquiries, biometric scans, and source-of-wealth audits.

4. Source of Income and Fund Provenance

You are legally bound to declare the exact, legitimate economic origin of all funds deposited into the Platform. Anonymous deposits, third-party wire transfers, unverified crypto-asset mixers, and funds originating from prohibited or high-risk jurisdictions are strictly banned.

5. Account Security and Custodial Duty

You are solely responsible for maintaining the absolute confidentiality of your login credentials, passwords, recovery phrases, and multi-factor authentication devices. The Company bears zero liability for any unauthorized access resulting from your failure to secure your credentials.

SECTION 3: RETIREMENT INVESTMENT PLANS — MANDATORY CAPITAL CONTRIBUTION DIRECTIVE

1. Structural Framework of Automated Retirement Plans

The Platform provides specialized, algorithmic long-term wealth accumulation vehicles (including Master, Premium, Ultimate, Elite, and Sponsors Plans) engineered to target compounding capital returns through automated rebalancing, multi-asset allocation, and copy-trading systems.

2. Mandatory Monthly Capital Contributions (Effective September 14, 2026)

Enforcement Mandate: Effective September 14, 2026, all active participants enrolled in any Algo Markets retirement investment plan are strictly and mandatorily required to initiate regular monthly deposits.

Contribution Floor: Monthly contributions shall start at a minimum baseline of $1,000 and above, scaled proportionally according to your specific retirement plan tier, risk profile, and cumulative historical contributions.

Economic Necessity: These regular capital inflows are mathematically and operationally indispensable to maintain active liquidity ratios, absorb market volatility drawdowns, satisfy institutional clearing requirements, and preserve the integrity of automated compounding algorithms.

3. Mandatory Administrative Consultation

Every retirement plan participant is required to contact their assigned Admin Officer immediately to establish their precise monthly contribution obligations, review portfolio health metrics, and execute formal compliance documentation.

4. Statutory Oversight and Prevention of Illicit Financing

This contribution transition is executed under direct administrative and regulatory oversight to ensure total financial transparency, verify legitimate economic activity, and actively fish out, intercept, and neutralize any suspected money laundering schemes or fraudulent capital layering in compliance with UK criminal law.

5. Strict Enforcement and Account Dormancy Policy

Non-Compliance Sanctions: Accounts that fail to meet the mandatory monthly contribution thresholds, ignore verification notices, or fail to substantiate their source of income by the designated compliance deadline will face immediate administrative restriction.

Dormancy Status and Asset Freezing: Non-compliant accounts will be systematically placed under Dormancy Status. Automated trading bots will be disengaged, and the accounts will be subjected to deep forensic auditing, rigorous further scrutinization by our legal and compliance directorate, and potential asset freezing until full statutory remediation is accomplished.

SECTION 4: EXTENSIVE RISK DISCLOSURES, DERIVATIVE TRADING, AND MARKET DISCLAIMERS

1. High-Risk Instrument Warning (CFDs and Leveraged Assets)

The financial products offered by the Company include Contracts for Difference ("CFDs"), spot and derivative cryptocurrencies, margin forex, and other highly complex financial instruments. Trading CFDs carries an exceptionally high level of financial risk.

2. Impact of Leverage

Leverage can work dynamically both to your significant advantage and to your catastrophic disadvantage. The rapid velocity of market price fluctuations can result in losses that exceed your initial deposit.

3. Total Loss of Invested Capital

You explicitly acknowledge and accept that it is entirely possible to sustain the total loss of all invested capital, retirement allocations, and deposited funds. You must never invest money or allocate retirement reserves that you cannot afford to completely lose.

4. No Financial or Fiduciary Advice

All market analyses, daily updates, signals, automated insights, webinars, and educational resources provided on the Platform are strictly for informational and educational purposes. They do not constitute formal investment, tax, legal, or fiduciary advice. You execute all trades, plan selections, and copy-trading allocations entirely at your own discretion and risk.

SECTION 5: INTELLECTUAL PROPERTY, PROPRIETARY ALGORITHMS, AND SOFTWARE LICENSE

1. Exclusive Ownership

All software, proprietary trading algorithms, cTrader integrations, source code, user interfaces, analytical tools, graphics, trademarks, trade secrets, logos, text, and data compilations available on algomarkets.live are the exclusive property of Algo Markets Group PLC and protected under international copyright and intellectual property treaties.

2. Limited, Revocable License

Subject to your strict adherence to these Terms, the Company grants you a personal, non-exclusive, non-transferable, revocable, limited license to access and use the Platform solely for your personal trading and investment activities. You are strictly prohibited from decompiling, reverse engineering, scraping, redistributing, or creating derivative works from any portion of the Platform.

SECTION 6: LIMITATION OF LIABILITY, EXCLUSION OF WARRANTIES, AND INDEMNIFICATION

1. As-Is Provision and Service Interruptions

The Platform, automated systems, and algorithmic tools are provided on an "AS-IS" and "AS-AVAILABLE" basis without warranties of any kind, either express or implied, including merchantability, fitness for a particular purpose, or non-infringement.

2. Exclusion of Consequential Damages

To the maximum extent permitted under English law, Algo Markets, its directors, officers, employees, affiliates, and agents shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages—including loss of profits, trading capital, data, goodwill, or business interruption—arising out of or related to your use of the Platform or algorithmic systems.

3. Aggregate Liability Cap

In any legal or administrative proceeding where liability is established against the Company, the total aggregate liability of Algo Markets for all claims arising under or related to these Terms shall be strictly limited to the total fees, commissions, or spreads actually paid by you to the Company in the preceding three (3) months, or one hundred US dollars ($100), whichever is lower.

4. Comprehensive Indemnification

You agree to defend, indemnify, and hold harmless Algo Markets, its parent companies, subsidiaries, officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees and regulatory fines) arising out of: (a) your breach of these Terms; (b) your violation of any applicable UK or international law, statute, or regulation; (c) your infringement of any third-party right; or (d) any fraudulent activity or illicit capital injection originating from your account.

SECTION 7: MODIFICATION, SUSPENSION, AND UNILATERAL CONTRACT TERMINATION

1. Right to Modify Terms

Algo Markets reserves the absolute right to modify, amend, update, supplement, or replace these Terms at any time at its sole discretion. Revised terms become effective immediately upon publication on the Platform. Your continued use of the Platform following any modification constitutes your binding acceptance of the updated terms.

2. Suspension, Restriction, and Termination

We reserve the immediate right to suspend, freeze, restrict, or terminate your account, access to trading tools, and retirement plans without prior notice or liability, for any reason, including but not limited to regulatory mandates, suspected AML violations, breach of contribution directives, or technical security threats.

SECTION 8: MISCELLANEOUS PROVISIONS AND GOVERNING CLAUSES

1. Severability

If any provision, clause, or section of these Terms is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be severed or modified to the minimum extent necessary to ensure enforceability, and all remaining provisions shall remain in full force and effect.

2. Entire Agreement

These Terms, together with the Privacy Policy, Risk Disclosures, and official platform schedules, constitute the entire agreement between you and Algo Markets regarding your use of the Platform, superseding all prior discussions, agreements, or representations.

3. Formal Legal Notice

Any formal legal notices, inquiries, or regulatory communications directed to the Company must be submitted via your designated Admin Officer or through the official legal support portal located on the Platform.